RateChek is a free service that will analyze the Rate/Fees/Program that your mortgage lender has chosen for you. A team of experts will review your LE (Loan Estimate) and determine if you are being overcharged in any way. Dont search the web guessing what your rate should be, our experts will look at your individual situation and determine if you are being overcharged. Unlike other services, no one will call you, just great advice from experts.